El Plan 529 no es solo una cuenta de ahorro educativo — es una herramienta de construcción de patrimonio. Otto Rivera, asesor financiero de Mindful Wealth, explica los beneficios estatales del plan que muchas familias desconocen, por qué un portfolio ajustado por edad es clave para proteger los ahorros a medida que el niño crece, y cómo las cuentas UTMA pueden complementar el 529 para dar a los hijos un mejor punto de partida financiero. Una conversación esencial para familias latinas que quieren ir un paso más allá.
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