Stablecoins and AI: The Future of Autonomous Financial Systems

Well, artificial intelligence and blockchain are the fastest growing fintech trends, and they're integrating.

AI algorithms can streamline blockchain processes such as data mining and transaction handling, as well as reducing energy consumption and increasing transaction speeds.

Now AI can also continuously monitor blockchain transactions and smart contracts for vulnerabilities, anomalies, or suspicious behavior.

Improving fraud detection as well as security.

Joining me to weigh in is Bill Platt, COO at Alchemy.

Bill, great to have you here.

Thank you so much for joining me.

Thank you for having me.

I appreciate it.

Well, there's been a lot of focus on artificial intelligence in 2025, but I understand that you consider this an inflection point, and you've seen others, including cloud computing.

So tell us about where we are right now.

Sure, so.

I have a very good fortune to be in a lot of eras of computing and inflection points of architecture change which reshapes an industry, and I saw a lot after a dozen years or so at AWS.

I took a break, I took some reflection, and I saw in the finance world a very similar inflection point that I saw at the beginning of the cloud.

And that is that you can take agentic AI, which on its own is super powerful, and blockchain, which is on its own is super powerful.

Combine those two things and you can have a true superpower that can change how we do all the things in the world for finance.

Yeah, and usually when people think about Sas they might be thinking about software as a service, but when we're talking about this intersection of blockchain and computing with stablecoins, tell us why Sass is stablecoin for you.

Sure, stablecoin is like the killer app for blockchain, right?

It allows that bridge between some sort of traditional usage of finances to the advantages that blockchain provides and With the evolution of agentic AI, we can help speed that up.

We can help make blockchain be truly useful to many, many use cases.

Examples might include or do include um having the Um, autonomous financial systems, right, so Alchemy has been building essentially the plumbing for the usage of FinTech and supports 70% of the crypto applications today, but 80% of the stablecoins, and using Agente AI we can help create larger workflows across multiple types of applications and build out a true, true autonomous financial service.

Yeah, and Bill, can you explain to us what exactly you mean when you're talking about plumbing, because when we're talking about stablecoins, the layperson might think about the actual use cases and utility, but why the plumbing and what does that look like?

So the plumbing matters a lot.

So when a transactions are occurring underneath, you have to have a bunch of APIs that talk to each other.

And you have to have a bunch of systems that are decentralized in order to make the blockchain work properly and also in order to keep it running.

And so like plumbing, you want this to just work.

You don't want to have to think about it when you're trying to use your Robinhood app or when you're trying to trade a stablecoin, right?

You just want it to work and that's what we specialize in at.

We just make it work, yeah.

And finally, before I let you go, when we talk about things.

Like plumbing, it might sound archaic, especially when we're talking about new technologies, but of course security is key, especially when we're talking about the intersection of financial transactions and technology.

So what needs to happen and what do consumers themselves need to understand about this?

Sure, so part of the reason why coming from AWS makes sense into this world is that Decentralized finance has advantages like speed and programmability, but traditional finance has advantages like A really strong infrastructure and regulation and when we want to marry the two, we need to bring some of that discipline and some of that innovation that we had at places like AWS into the decentralized finance world to help make it as strong, secure, and powerful as it needs to be for traditional finance applications.

We recently released a product innovation called Cortex which At its heart has AI capabilities and allows and is designed specifically for agentic AI workflows to take advantage of this and make it twice, 2.5 times more speed, 5 times more reliable, 500 times the throughput of any previous decentralized finance application.

That's exactly what this industry needs at this time.

Well, Bill, thank you so much for joining us today here at the New York Stock Exchange, and thank you so much for simplifying a very complicated subject.

Thank you.

Thank you, Bill.