Ryan Frazier, co-founder and CEO of Arrived, recently joined FintechTV anchor J.D. Durkin for a conversation at the New York Stock Exchange focused on reshaping how individuals invest in real estate. Arrived offers a platform that allows investors to buy and sell fractional shares of residential real estate with minimum investments as low as $100, opening the door to a wider range of participants. The discussion explored longstanding barriers to entry in real estate and how Arrived is working to make property investing more accessible.
Real estate has historically played a central role in long-term wealth creation, yet high upfront capital requirements, specialized knowledge, and complex transaction processes have kept many prospective investors on the sidelines. Arrived aims to address these obstacles by offering a streamlined online marketplace where users can browse curated properties and invest in shares with a process designed to feel as intuitive as online shopping.
Frazier explained that Arrived’s core mission is to modernize real estate investing by bringing it fully into the digital era. The platform has already gained significant traction, surpassing 850,000 user sign-ups and enabling more than $300 million in investments across approximately 500 individual properties. Investors are able to choose properties based on criteria that matter to them, rather than relying solely on traditional real estate funds or real estate investment trusts.
Arrived’s strategy places a strong emphasis on local market fundamentals, particularly population growth and housing demand. By targeting cities where supply and demand dynamics remain favorable, the platform seeks to offer investment opportunities with attractive long-term potential. This data-driven, localized approach stands apart from broader market narratives that often overlook regional nuances within the housing sector.
By lowering the barrier to entry, Arrived allows individuals to align real estate investing with their personal financial situations. Investors can begin with as little as $100 and gradually build exposure through dollar-cost averaging, avoiding the challenge of saving for a large down payment. Frazier noted that traditional real estate transactions can be both intimidating and time-intensive, whereas Arrived reduces the process to a straightforward digital experience.
The platform has also introduced a secondary trading marketplace, adding liquidity to an asset class traditionally known for long holding periods. This feature enables investors to buy and sell property shares without the lengthy timelines typically associated with real estate sales. The added flexibility is particularly relevant in an environment marked by fluctuating interest rates and shifting consumer sentiment.
With close attention to macroeconomic conditions and their localized effects on housing markets, Arrived is positioning itself for continued expansion. The company aims to adapt alongside changes in the real estate landscape, reinforcing its role as a technology-driven alternative for property investing. As the platform continues to evolve, its share-trading capabilities may appeal to investors seeking diversification without committing capital for extended periods.
Overall, Frazier’s vision for Arrived represents a notable shift in how real estate investing can function in a digital economy. By broadening access and emphasizing data-backed decision-making, Arrived is helping redefine participation in one of the most important asset classes. As more investors look for flexible, technology-enabled ways to diversify their portfolios, Arrived is emerging as a key player in the transformation of real estate investment.