Kevin Lehtiniitty, CEO of Borderless.xyz, recently made his debut on the show, offering insight into the rapidly evolving world of stablecoin payments. With more than a decade of experience in the stablecoin space, Lehtiniitty is emerging as a key voice during what many see as a revival for the sector, particularly following the passage of the GENIUS Act in the U.S. legislature. His appearance focused on Borderless.xyz’s mission, the growing role of stablecoins in global payments, and the expanding opportunities for entrepreneurs across the crypto ecosystem.
Borderless.xyz is positioning itself around the idea of stablecoin payment networks, addressing what Lehtiniitty described as a major structural gap in the existing financial system. He explained that the current banking infrastructure lacks an efficient global connector similar to how SWIFT functions, especially when it comes to real-time, cross-border transactions. Borderless.xyz aims to fill that void by creating a scalable and sustainable framework for stablecoin payments, allowing local payment providers in different regions to integrate seamlessly while remaining compliant with regulatory standards. This approach, he noted, could significantly improve accessibility and efficiency in cross-border finance.
One topic that drew particular attention was the pricing variability of stablecoins. Lehtiniitty addressed the common question of why stablecoins do not always trade at a consistent value. He explained that pricing differences often depend on the specific stablecoin being used, such as Circle’s USDC or Tether’s USDT, as well as the liquidity available in local markets. In regions like Latin America, USDT tends to dominate due to higher trading volume, which can influence exchange rates against currencies such as the Brazilian real. He added that pricing can vary widely by country, with markets like Argentina and Peru sometimes seeing stablecoin price differences of 5% to 6% depending on the payment provider.
Lehtiniitty also reflected on the early impact of the GENIUS Act, noting a visible increase in stablecoin adoption across multiple sectors. He said the legislation removed key barriers that had previously slowed growth, opening the door for broader mainstream use. Established financial players are already responding. Companies such as Zelle and Western Union are now exploring or developing stablecoin-based offerings, signaling a shift toward integrating digital assets into traditional financial infrastructure. According to Lehtiniitty, this trend reinforces the idea that stablecoins are becoming long-term tools rather than niche products.
The changing landscape is also creating new opportunities for entrepreneurs. As stablecoins gain traction for both peer-to-peer payments and institutional use, Lehtiniitty sees significant room for innovation. He suggested that entrepreneurs can use blockchain technology to build new business models that align with sustainable investing goals, responding to growing demand for transparency, ethical finance, and more efficient global payment solutions.
Although the GENIUS Act has only been in effect for about six months, Lehtiniitty said the early signs are already encouraging. Increased participation from remittance firms, financial institutions, and enterprises points to strong momentum. He described the current period as an exciting inflection point for businesses, consumers, and investors watching the stablecoin space evolve.
Overall, Lehtiniitty’s perspective on Borderless.xyz and the broader stablecoin market paints a picture of an industry in transition. As adoption accelerates and regulation provides clearer guardrails, stablecoins are moving closer to the financial mainstream. For entrepreneurs and investors alike, understanding these developments will be critical to navigating a blockchain ecosystem increasingly shaped by efficiency, scalability, and long-term sustainability.